Defensive Driving Insurance Discount

Click the button below to receive discounts on your Auto Insurance and take advantage of your traffic point reduction NOW!

Defensive driving course

Capital Gate Insurance is committed to helping you find the most competitive rates for your Auto Insurance. One fantastic way to secure discounted Auto Insurance is by completing our state-approved defensive driving course. This online course offers flexibility, allowing you to complete it at your own pace without the inconvenience of attending in-person classes. By participating in this motor vehicle safety course, you'll undoubtedly enhance your driving skills. As a client, you can save 10% on the following coverages in your auto policy: Bodily Injury, Property Damage, Personal Injury Protection, and Collision*. Click the button below to embark on your online defensive driving journey and receive exclusive discounts on your Auto Insurance!


*Please note that the discount only applies to these specific coverages.

Frequently asked defensive driving course questions

  • Can I save on insurance with defensive driving?

    Defensive driving is a sure way to save money on your insurance. So in the meantime, while you're busy taking the course to get these discounts, our licensed agents can go over your policy with a fine-toothed comb to get you additional discounts or better qualifying rates!

  • How do I get discounts on my Auto Insurance with a Defensive Driving Course Discount?

    If you've already taken the Defensive Driving Course, you've done the hard part! Now we'll do the rest. Contact us today and Capital Gate Insurance will find the best defensive driver discounts that apply to your car insurance!

  • How does discounted Auto Insurance work with Defensive Driving Education to reduce my rates?

    If you haven't taken the Defensive Driving Course yet, your first step should be to click on the button above. Simply enroll, pay the fee, and you can begin. Once your course is complete, you will receive your completion certificate that we’ll be able to enter onto your insurance policy to receive your insurance premium discounts. This course, along with working with Capital Gate Insurance to make sure you are getting the absolute best rates, is the best way to lower your insurance bill!


    The Defensive Driving Course is a 5-hour and 20-minute comprehensive driver safety course that may be broken up into different sessions for ease of completion. You will learn safe driving techniques, information about state driving laws, and useful facts about driver attitudes and behavior. While there is a fee for the course, you can easily make up the cost on your discounted car insurance rate.

  • Is it easy to get Car Insurance discounts and other benefits after taking the Defensive Driving Course?

    Discounts for taking the online Defensive Driving Course begin when you receive and submit your course completion certificate to Capital Gate Insurance. The main benefit of the Defensive Driving Course is that it will make you a safe and defensive driver. However, as the name indicates, many people take the course because they have incurred some kind of driving violation. Course completion may be a court requirement or a way of taking points off of one’s license to avoid license suspension. It can also prevent a future violation that could result in license suspension. We understand the insurance laws, and are here to help you in any way possible! Proving successful completion of the Defensive Driving Course can get you 10% off your Auto Insurance premiums for the next 3 years. It's easy to see how this is certainly worth less than five-and-a-half hours of your time and a small, one-time fee!


    Once you have completed the course, notify our licensed agents at Capital Gate Insurance to add your discount onto your policy right away.


    If you haven’t taken the course, sign up today by clicking the button above so you can SAVE, SAVE, SAVE!