Our Top 4 Insurance Coverages for a Worry-Free Summer!

Riding a motorcycle offers an exhilarating sense of freedom, but it comes with its own set of risks. Motorcycle insurance is vital for protecting yourself and your bike from accidents, theft, and other damages.

Key Coverages

• Liability Coverage: Covers injuries to others and property damage if you're at fault in an accident.
• Collision Coverage: Pays for damages to your motorcycle resulting from a collision.
• Comprehensive Coverage: Covers non-collision-related damages like theft, vandalism, and natural disasters.
• Uninsured/Underinsured Motorist Coverage: Protects you if you're involved in an accident with an uninsured or underinsured driver.
  

Boat Insurance

Whether you're planning to sail, fish, or just relax on the water, boat insurance is essential for safeguarding your investment and ensuring your safety.

Key Coverages:

• Liability Coverage: Covers bodily injury and property damage that you may cause to others while boating.
• Hull Coverage: Pays for damages to your boat due to collisions or other incidents.
• Medical Payments Coverage: Covers medical expenses for you and your passengers in the event of an accident.
• Personal Effects Coverage: Protects personal items onboard like fishing gear, electronics, and clothing
  

Camper/RV Insurance

Owning a camper or RV lets you explore the countryside with all the comforts of home. To enjoy your adventures without worries, camper/RV insurance is crucial.

Key Coverages:

• Liability Coverage: Covers damages or injuries you might cause while driving your RV.
• Collision Coverage: Pays for damages to your RV from a collision.
• Comprehensive Coverage: Covers non-collision-related damages such as theft, fire, and storm damage.
• Personal Belongings Coverage: Protects your personal items inside the RV against damage or theft.
  

Home Insurance

Summer often brings extreme weather conditions, ranging from thunderstorms to severe windstorms. Home insurance is essential for protecting your property and personal belongings from unexpected events.

Key Coverages:

• Dwelling Coverage: Covers the structure of your home against damages from events like storms, fire, and vandalism.
• Personal Property Coverage: Protects your personal belongings inside your home.
• Liability Coverage: Covers legal fees and medical expenses if someone is injured on your property.
• Additional Living Expenses (ALE): Pays for temporary housing if your home is uninhabitable due to a covered event.